C J Patrick Company
What if your research desk kept pace with your microphone?
You are the most-quoted voice in housing. This page sketches three lanes where our desks overlap. Nothing here is for sale.
Call Nik 412.320.1130 →or ceo@100x.inc
40+ yrs
RealtyTrac · ATTOM · Ten-X
2×
Inman 100 most influential
3
Lanes on this page
scroll
the read · public record only
You are the industry's microphone.
01 · the circuit
Moderating both days at Dana Point.
Then Mortgage AI in October. The 2026 calendar runs through you.
Source: informaconnect.com speaker pages
02 · the boutique
One reputation, three practices.
CJ Patrick scales exactly as far as your hours do.
Source: cjpatrick.com · services
03 · the byline
Columns, indexes, airtime.
The blog, the REI INK column, the sentiment series, the CNBC-to-NPR quote sheet.
Source: cjpatrick.com · REI INK author page
Off-read? 412.320.1130 sets us straight.
the desk behind the desk
No org chart here. Just the three of us this page proposes.
CJ Patrick is one reputation, carried by one person. The pairing adds a second voice and a third desk that never sleeps.
Rick Sharga
President & CEO · CJ Patrick Company
The microphone, the byline, the 40-year read.
Nik Shah
CEO · 100x
The forecaster with the 100M-property stack.
LX
Lex
Housing Research Agent · 100x
Drafts at midnight. Never misses a print deadline.
lane one · the research desk
A research analyst that drafts your next column overnight.
Raw data in at midnight, a draft in your voice by morning. You keep the pen, the byline, and the last word. What would you name yours? Mine is called Lex.
desk.cjpatrick-agent.internal/drafts
drafted 6:10 am·awaiting your pen
Draft · in your register
Starts ticked up 3.2% quarter over quarter, but completions stayed near historic lows. Equity remains the firewall: the average seriously-delinquent borrower holds 28% equity.
Evidence · every line cited
+3.2%Foreclosure starts, QoQ, national filing data
28%Avg equity, seriously delinquent cohort
14 moMedian time-in-default before resolution
6 chartsPanel-ready, IMN deck format
one desk, four outputs
Column, panel prep, client report, media-hit talking points. Drafted from raw data, finished by you.
lane two · the fireside seat
Opening the mortgage season of Masters of Business.
Nik hosts founders and operators fireside. Season three goes vertical: Masters of Mortgage. A 40-year view of housing cycles is exactly how that season should open.
Masters of Mortgage · a Masters of Business season
MoM
S3 · EP 01
Four decades of housing cycles, one hour.
Guest: Rick Sharga · Host: Nik Shah
S1 · Masters of Real Estate
S2 · Masters of Real Estate
S3 · Masters of Mortgage
lane three · the data
Commentary backed by a 100M-property forecasting stack.
Home.LLC's engine, built by 100x, called downside markets before the headlines did. Pair it with your read of the market.
100M+
Properties analyzed nationwide
ZIP-level
Price forecasts + downside monitor
Dual
Horizons · short + long term
Yours
To query, cite, and challenge
why this pairing works
Two voices the market already listens to.
Rick Sharga
the microphone
CNBC · CBS · NBC · CNN · Bloomberg · NPR
Nik Shah
the forecaster
WSJ · Fortune · Axios · 50+ publications
01research desk
02Masters of Mortgage
03data partnership
Same market, different instruments. The lanes live where the circles overlap.
C J Patrick Company × 100x
the question
Opposed to comparing notes at Dana Point?
Human CEO
Nik Shah
"If AI can do my job, why can't it do your job."
Nik Shah, Temporary CEO, 100×
Built Home.LLC, now 99% run by an AI agent called Sophei. Sold Homie (iSquad / SPS). EY alum. Carnegie Mellon "Tartan on the Rise."
Quoted in WSJ, Fortune, Axios and 50+ publications. Called "the most accurate housing market forecaster in America."